Chelyabinskiy Gosudarstvennyy Institut Lazernoy Khirurgii

The advent of blockchain technology and digital currencies has caused a revolutionary shift in the financial sector. The article examines the advantages, threats and possible problems associated with one type of digital currency – the central bank digital currency (CBDC). A qualitative research method is used to collect data, and the differences between the digital currencies of central banks and the current conditions of their regulation are summarized and compared.

The article reveals the role of digitalization and intellectualization in the provision of services to railway passengers. Digitalization tools and technologies such as virtual and augmented reality, building information modeling, artificial intelligence, etc. are considered. The main directions for the creation and implementation of multimodal transportation, etc.