Winchester Science Centre

In today's world, financial technology (FinTech) has become an integral part of everyday life, significantly changing the way people interact with financial services. One of the most dynamically developing industries is mobile payment services. They provide a fast, convenient and secure way to carry out financial transactions through mobile devices. However, despite the rapid spread of mobile payment services, there are a number of problems and challenges associated with their development and promotion on the market. The purpose of the study is to analyze the development of mobile payment services in the context of FinTech, as well as to develop effective marketing strategies for promoting these products on the market. The object of the study is mobile payment services as an innovative segment of FinTech and their marketing in the modern market, namely aspects related to the development, implementation, promotion and use of mobile payment services. Scientific publications and monographic editions, magazine articles and materials of scientific and practical conferences became the methodological basis of the research. Content analysis of scientific periodicals was used during the research; comparative critical analysis of existing approaches and methods of analysis of financial stability and tax burden; statistical methods of analysis. The main hypothesis of the research is that effective marketing strategies focused on technological innovation, personalization of user experience and taking into account the cultural characteristics of markets significantly increase the adoption and use of mobile payment services among consumers. Summary of the main material. Innovative technologies and platforms based on the concept of embedded finance and their potential to change and transform the financial sphere are highlighted. The technological, economic and regulatory aspects of the use of embedded finance are analyzed, and the key challenges and opportunities associated with their application are identified. As a result of the study, it is established that integrated finance can become a significant factor in accelerating the innovative development of the financial sector, improving the quality of financial services, and ensuring greater accessibility and efficiency in the provision of financial products and services. Originality and practical significance. The originality of the scientific article lies in the comprehensive approach to the study of mobile payment services through the prism of marketing strategies in the FinTech sector. Despite the considerable interest in the technological aspects of mobile payments, the issues of effective marketing of these products remain less studied. The practical significance of the article is that the research results can be used by both FinTech companies and marketing specialists to improve their strategies and increase the efficiency of mobile payment services. Conclusions and prospects for further research. The analysis showed that the introduction of the latest technologies, such as blockchain, artificial intelligence and biometric authentication methods, significantly increases the security and convenience of mobile payment services, which contributes to their popularization among consumers. The combination of technological innovation, personalization and cultural adaptation in marketing strategies is the key to successful promotion of mobile payment services. Further research is needed to assess the long-term consequences of introducing new technologies into mobile payment services. Particular attention should be paid to data security and confidentiality.

PurposeTo evaluate the safety of yttrium–aluminum-garnet (YAG) laser vitreolysis for intraocular tissues.MethodsThirty-six New Zealand rabbits were divided as follows: Group 1000 (n = 12) treated with YAG laser of 1000 mJ (5 mJ × 200 shots), Group 2000 (n = 12) treated with YAG laser of 2000 mJ (5 mJ × 400 shots), Group 3000 (n = 12) treated with YAG laser of 3000 mJ (5 mJ × 600 shots). Either a single eye was chosen as the study eye in study groups while the other was untreated as the control group. Intraocular pressure (IOP), slit-lamp, optical coherence tomography (OCT), transmission electron microscopy (TEM), and inflammatory cytokines of aqueous humor (interleukin-1α (IL-1α), interleukin-1β (IL-1β), interleukin-8 (IL-8), and tumor necrosis factor-α (TNF-α)) were performed to examine the rabbits.ResultsThere were no abnormalities in the study groups of IOP, slit-lamp, and OCT examinations. Group 3000 of TEM showed: neutrophils and mitochondrial swelling on day 1, and fibroblasts and neocollagen on day 14. No abnormalities were observed in Group 1000 and 2000 of TEM. Levels of IL-1α and TNF-α increased at 12 h and decreased to baseline on day 3. Levels of IL-1β increased at 12 h and decreased to baseline on day 7. Levels of IL-8 increased on day 1 and decreased to baseline on day 3.ConclusionYAG laser vitreolysis is safe when the distance is more than 2 mm from ablation point to the lens and the retina, and the total energy is less than 2000 mJ for one treatment procedure.

Tujuan — Jurnal penelitian ini dilatarbelakangi oleh perkembangan zaman dimana teknologi telah mengubah perilaku hidup manusia yang membawa dampak positif dan negatif. Sehingga perkembangan zaman ini merubah perilaku atau kebiasaan pengelolaan keuangan yang tidak pernah ada dalam peradaban manusia sebelumnya. Tujuan penelitian ini adalah untuk mengetahui pengaruh fintech terhadap pengelolaan keuangan mahasiswa Program Studi Kewirausahaan Universitas Pendidikan Indonesia.Desain/metodologi/pendekatan — Penelitian ini menggunakan metode penelitian kuantitatif. Teknik yang digunakan dalam penelitian ini adalah teknik pengumpulan data berupa angket (kuesioner).Temuan — Hipotesis dalam penelitian ini adalah bahwa ada pengaruh yang signifikan antara Fintech (x) dan manajemen keuangan (y).Implikasi praktis — Hasil studi ini dapat membantu mahasiswa meningkatkan kesadaran fintech tentang manajemen keuangan. Dan hasil penelitian ini dapat dijadikan sebagai bahan pembelajaran bagi para akademisi, mahasiswa, masyarakat, dan pihak lainnya.Orisinalitas/Nilai — Penelitian ini dilakukan berdasarkan penelitian berbasis data yang ditemukan pada mahasiswa kewirausahaan Universitas Pendidikan Indonesia sehingga penelitian ini memiliki orisinalitas penelitian.Kata Kunci — Mahasiswa, Kewirausahaan, Manajemen Keuangan, FintechJenis Penelitian — Artikel Ilmiah

The virtualization of network functions aims to replace traditional network functions running on proprietary middleboxes with software instances running on general-purpose virtualization solutions, looking for more flexible, scalable and sustainable networks. However, despite the availability of platforms and technologies that enable its realisation, there are still technical challenges that have to be addressed to obtain those benefits. One of the challenges is the efficient placement of network functions, considering, for instance, the energy footprint among other constraints and available resources. This paper proposes an energy-aware virtual network function placement and resource-allocation solution for heterogeneous edge infrastructures that considers the computation and communication delays according to the virtual network functions' location in the infrastructure. The solution has been integrated with the ETSI-sponsored project Open Source Management and Orchestration (OSM) as an extension that allows the configuration of virtual network functions and their subsequent resource allocation and deployment at the edge, minimizing energy consumption and ensuring the quality of service. Applied to the deployment of augmented reality services in different scenarios, the results show up to a 51% reduction in energy consumption compared to the default OSM placement and quality of service compliance in all scenarios considered. This work is supported by the European Union's H2020 research and innovation program under grant agreement DAEMON 101017109 and by the projects co-financed by FEDER funds LEIA UMA18-FEDERJA-15, MEDEA RTI2018-099213-B-I00 (MCI/AEI) and RHEA P18-FR-1081.

In this special issue different strategies in theory and experiments are exposed to understand and explain the physicalchemistry behind Catalysis and Surface Science.

Tujuan penelitian ini adalah untuk menyusun model e-marketing berbasis fintech yangdapat mengembangkan industry pariwisata halal di Indonesia. Penelitian ini menggunakanpendekatan kualitatif dan dilakukan dengan studi literatur. Berdasarkan tinjauan literatur,kemungkinan besar E-Marketing berbasis fintech syariah dapat mendukung perkembanganwisata halal, kesejahteraan masyarakat melalui UMKM, dan meningkatkan minat kunjunganwisata halal di Indonesia. Namun, nampaknya sejauh ini perkembangan PariwisataIndonesia masih belum siap untuk melakukan akselerasi di Sektor Pariwisata khususnyapenggunaan E-marketing berbasis Fintech Syariah