Generative AI for FinTech

The rapid advancement of artificial intelligence (AI) technologies, particularly generative AI and large language models (LLMs), has ushered in a new era of possibilities for the financial sector. This paper explores the integration of these cutting-edge technologies into financial sector risk management, examining both the potential applications and the necessary regulatory frameworks. We provide a comprehensive analysis of how generative AI and LLMs can revolutionize risk assessment, fraud detection, market analysis, and regulatory compliance. The study delves into the technical aspects of these AI models, their implementation challenges, and the implications for existing risk management practices. Furthermore, we propose a novel framework for the responsible adoption of AI in financial risk management, addressing concerns related to model interpretability, data privacy, and algorithmic bias. Our findings suggest that while generative AI and LLMs offer unprecedented opportunities for enhancing risk management capabilities, they also necessitate a recalibration of regulatory approaches to ensure financial stability and consumer protection. This research contributes to the growing body of literature on AI in finance and provides actionable insights for practitioners, policymakers, and researchers in the field.

New developments in the field of artificial intelligence (AI) are increasingly finding their way into industrial areas such as additive manufacturing (AM). Generative AI (GAI) applications in particular offer interesting possibilities here, for example, to generate texts, images or computer codes with the help of algorithms and to integrate these as useful supports in various AM processes. This paper examines the opportunities that GAI offers specifically for additive manufacturing. There are currently relatively few publications that deal with the topic of GAI in AM. Much of the information has only been published in preprints. There, the focus has been on algorithms for Natural Language Processing (NLP), Large Language Models (LLMs) and generative adversarial networks (GANs). This summarised presentation of the state of the art of GAI in AM is new and the link to specific use cases is this first comprehensive case study on GAI in AM processes. Building on this, three specific use cases are then developed in which generative AI tools are used to optimise AM processes. Finally, a Strengths, Weaknesses, Opportunities and Threats (SWOT) analysis is carried out on the general possibilities of GAI, which forms the basis for an in-depth discussion on the sensible use of GAI tools in AM. The key findings of this work are that GAI can be integrated into AM processes as a useful support, making these processes faster and more creative, as well as to make the process information digitally recordable and usable. This current and future potential, as well as the technical implementation of GAI into AM, is also presented and explained visually. It is also shown where the use of generative AI tools can be useful and where current or future potential risks may arise.

The contemporary scope of nuclear nephrology extends from non-imaging techniques for glomerular filtration rate calculation through dynamic renal scintigraphy and cortical imaging with planar or single photon emission computed tomography (SPECT) approaches to emerging applications in positron emission tomography (PET) renography and theranostics-based renal toxicity risk assessment. Artificial intelligence (AI) shares a long history with nuclear nephrology that started with expert systems and statistical machine learning (ML) approaches, transitioned through feed forward neural networks (FFNN), landed with convolutional neural networks (CNNs) and deep learning (DL), and has emerging opportunities across the gamut of generative AI like large language models (LLMs), diffusion models, generative adversarial networks (GANs) and multimodal models like vision language models (VLMs). A range of AI tools across the nuclear nephrology ecosystem describe bespoke AI algorithms, commercial AI products, embedded AI tools from vendors, general-purpose and cross-domain AI frameworks. Applications in clinical workflow, research and development, and imaging are explored, highlighting the potential of AI in detection, classification, segmentation, prediction, data analysis and image enhancement. Emerging AI opportunities from generative AI, LLMs, VLMs, and segmentation foundation models such as the SAM, offer exciting multi-modal, few-shot learning that may re-imagine nuclear nephrology. There remains the need for considerable development and validation for widespread clinical utility of AI opportunities, and the need for consideration of ethical limitations and social justice.

With the introduction of ChatGPT in November 2022 and Google Bard (now Gemini) in March 2023, the artificial intelligence (AI) landscape has undergone a significant and rapid evolution. An in-depth scoping review was utilized to investigate the application of generative AI and Large Language Models (LLM) in research on Alzheimer’s Disease and Related Dementias (ADRD) among older adults. The objectives were twofold: first, to investigate specific applications of generative AI and LLM in ADRD research, and second, to delineate the diverse usage of these technologies within this domain. Leveraging PubMed, search terms such as “AI,” “Dementia/Alzheimer,” and “Older Adults” were employed, resulting in the retrieval of 196 articles published in January 2022-December 2023. Of 196 articles found, 145 meeting eligibility criteria were meticulously categorized into two topics: ADRD domain and AI-related tasks. Statistical analysis revealed compelling insights, with significant differences in the application of generative AI (χ2 = 21.91, p <.005) and LLM (χ2 = 21.42, p <.005) in ADRD research. Notably, generative AI predominantly focused on “Research/Drug Discovery” (34.38%) and “Improved Treatment & Care” (37.50%), while LLM emphasized “Challenges/Opportunities” and “Early Detection/Diagnosis.” Within the ADRD domain, articles were categorized into distinct areas such as “Care,” “Cognitive Decline,” “Diagnosis,” “Genetics,” “Imaging,” and “Other.” Caregiving and support emerged as predominant themes, comprising 55% of the reviewed articles, followed by diagnosis (34%). This comprehensive analysis sheds light on the multifaceted applications of AI in ADRD research, offering valuable insights into potential areas for further investigation.

This review aims to offer a foundational overview of Generative Artificial Intelligence (AI) for healthcare professionals without an engineering background. It seeks to aid their understanding of Generative AI's current capabilities, applications, and limitations within the medical field. Generative AI models, distinct from discriminative models, are designed to create novel synthetic data. Key model families discussed include diffusion models for generating images and videos, Large Language Models (LLMs) for text, and Large Multimodal Models (LMMs) capable of processing multiple data types. Recent applications in healthcare are diverse, encompassing general uses like generating synthetic medical images, automating clinical documentation, and creating synthetic audio/video for training. More specialized applications include leveraging Generative AI models as backbones for diagnostic aids, enhancing information retrieval through Retrieval-Augmented Generation (RAG) pipelines, and coordinating multiple AI agents in complex workflows. Generative AI holds significant transformative potential in medicine, enhancing capabilities across imaging, documentation, education, and decision support. However, its integration faces substantial challenges, including models' knowledge limitations, the risk of generating incorrect or uncertain "hallucinated" outputs, inherent biases from training data, difficulty in interpreting model reasoning ("black box" nature), and navigating complex regulatory and ethical issues. This review offers a balanced perspective, acknowledging both the promise and the hurdles. While Generative AI is unlikely to fully replace physicians, understanding and leveraging these technologies will be crucial for medical professionals navigating the evolving healthcare landscape.

Background: Generative Artificial Intelligence (AI), particularly large language models like ChatGPT, has rapidly entered medical education. In pharmacology instruction within MBBS programs, these AI tools offer novel educational benefitsfrom ondemand tutoring to personalized learningbut also pose risks due to "hallucinations, " i. e., AI -generated misinformation. Objective: This review explores how generative AI is being integrated into pharmacology education, the educational advantages it provides, the nature and causes of AI hallucinations, and the potential risks of relying on inaccurate AI -generated content in medical learning. Mitigation strategies, best practices, case examples, ethical considerations, and future directions are discussed to inform balanced and safe use. Methods: A literature review was conducted focusing on recent (2020-2025) peer -reviewed sources and authoritative reports on generative AI in medical and pharmacology education. Results: Generative AI can enhance pharmacology education through adaptive learning, rapid information access, and interactive simulations, which students have found useful for studying and clinical preparation. However, AI hallucinationsplausible -sounding yet incorrect answersare common, with studies reporting a substantial fraction of AI -generated medical responses containing errors. These inaccuracies can mislead learners and threaten patient safety if not recognized. Strategies such as careful validation of AI -provided information, AI literacy training, and technical approaches (e. g. retrieval -augmented generation) are identified to mitigate risks. Conclusions: Generative AI holds significant promise in medical pharmacology education by augmenting learning and engagement. Yet, educators and students must remain vigilant about AI hallucinations. A balanced approachleveraging AI's benefits while implementing safeguards and ethical guidelinesis essential to ensure that AI becomes a reliable adjunct in pharmacology education rather than a source of misinformation. Ongoing research, policy development, and training are needed to fully realize generative AI's potential in medical education while minimizing its risks.

As generative artificial intelligence (AI) tools and large language models (LLMs)-powered applications develop rapidly in the era of algorithms, it should be integrated thoughtfully to enhance English as a Foreign Language (EFL) teaching and learning without replacing learners’ critical thinking (CT). This study systematically analyzes the impact of generative AI tools and LLMs on language learners’ CT in EFL education using the PRISMA (Preferred Reporting Items for Systematic Reviews and Meta-Analyses) framework to identify, evaluate, and synthesize relevant studies from 2022 to 2025. A thorough review of 15 selected studies focuses on generative AI tools and LLMs’ dual nature, research methods, main focuses, theory and models, limitations and challenges, and future directions in the field based on Web of Science (WoS), SCOPUS, ERIC, ProQuest, and Google Scholar. The findings identified generative AI tools and LLMs possessed both the potential to nurture and the risk of hindering CT in EFL education. 66.67% of studies reported generative AI tools and LLMs’ positive role in CT, while 33.33% of studies reported its negative role in CT. Furthermore, 3 types of research methods, 3 key themes of research focus, and 4 groups of theoretical perspectives were examined. However, 4 kinds of limitations in this field remain, including research scope, user dependency, generative AI reliability, and pedagogical integration. Future research can focus on assessing long-term effects, broadening research scope, promoting responsible AI use, and refining pedagogical strategies. Finally, Limitations, implications and future direction of this study were discussed.

The aim of this study was to examine the application of artificial intelligence (AI) and generative AI (GAI) in dental education through a comprehensive bibliometric analysis, with the goal of identifying potential future research areas in this field. Data were obtained from the Web of Science and Scopus databases, with no date restrictions. The inclusion criteria encompassed research articles, reviews and proceedings papers focused on the use of AI in dental education. The Bibliometrix R package was used for data analysis. A total of 54 documents were analysed, revealing a significant increase in publications from 2021 to 2024. The Journal of Dental Education was identified as the most prolific source, with the United States leading in terms of contributions. The findings showed a growing interest in AI's potential to transform dental education, with significant contributions from a diverse set of global authors and institutions. Several key themes were identified, including 'large language models', 'chatbots' and 'clinical decision support systems'. The citation analysis highlighted influential papers, including those by Thurzo etal. (2023) and Yüzbaşıoğlu (2021). There is a growing interest in the use of AI and GAI in dental education. However, further research, particularly experimental studies, is essential to fully understand their impact on educational outcomes in dentistry. Key areas for exploration include the application of AI for personalised learning, the integration of chatbots as educational tools to support students, and the use of AI for training and assessing practical skills.

Artificial General Intelligence (AGI) is set to profoundly impact the traditional upstream geoenergy industry (i.e., geothermal energy, oil and gas industry) by introducing unprecedented efficiencies and innovations. This paper explores AGI's foundational principles and its transformative applications, particularly focusing on the advancements brought about by large language models (LLMs) and extensive computer vision systems in the upstream sectors of the industry. The integration of Artificial Intelligence (AI) has already begun reshaping the upstream geoenergy landscape, offering enhancements in production optimization, downtime reduction, safety improvements, and advancements in exploration and drilling techniques. These technologies streamline logistics, minimize maintenance costs, automate monotonous tasks, refine decision-making processes, foster team collaboration, and amplify profitability through error reduction and actionable insights extraction. Despite these advancements, the deployment of AI technologies faces challenges, including the necessity for skilled professionals for implementation and the limitations of model training on constrained datasets, which affects the models' adaptability across different contexts. The advent of generative AI, exemplified by innovations like ChatGPT and the Segment Anything Model (SAM), heralds a new era of high-density innovation. These developments highlight a shift towards natural language interfaces and domain-knowledge-driven AI, promising more accessible and tailored solutions for the upstream geoenergy industry. This review articulates the vast potential AGI holds for tackling complex operational challenges within the upstream geoenergy industry, requiring near-human levels of intelligence. We discussed the promising applications, the hurdles of large-scale AGI model deployment, and the necessity for domain-specific knowledge in maximizing the benefits of these technologies.

In today’s rapidly evolving business landscape, Artificial Intelligence (AI), and specifically Large Language Models (LLMs), are redefining how organizations operate, make decisions, and engage with customers. AI-driven technologies have become indispensable, providing businesses with powerful tools to streamline operations, derive actionable insights from vast data, and foster more meaningful customer interactions. For business leaders, scholars, and practitioners alike, understanding the transformative potential of AI isn’t just advantageous—it’s essential to staying competitive in an increasingly data-driven world.This editorial delves into recent scholarly advancements in LLM applications within business contexts, analyzing studies that explore AI’s potential across various domains, from decision support to creative industries. By introducing a structured framework, this editorial highlights key insights and contributions from recent studies, assessing their value to academia and industry. The following comparative analysis sheds light on how these innovations shape our understanding of AI’s role in business while pointing to future research directions.Puyt and Madsen's (2024) study stands out as a foundational exploration of LLM accuracy, assessing ChatGPT-4's ability to recount the history of the SWOT analysis-a vital business strategy tool. Their findings reveal that, while ChatGPT-4 effectively conveys general concepts, it struggles with detailed historical information, often producing inaccuracies or "hallucinations." This gap underscores the need for LLMs to be trained with verified academic data, particularly for strategic business applications that demand precision. This study not only contributes to the literature by proposing methods to evaluate AI accuracy in historical contexts but also highlights the importance of rigorous information vetting in industry settings where reliability is crucial.In contrast, Raikov et al. (2024) explore a hybrid intelligence model that combines LLM capabilities with explainable AI (XAI) principles to enhance human-machine collaboration. Their approach emphasizes cognitive semantics, improving transparency and decision-making efficiency. The hybrid model's real-time adaptability addresses the needs of complex, regulated industries such as finance and healthcare, where trust in AI decisions is paramount. Academically, this study provides a valuable addition to XAI literature by demonstrating how LLMs can bridge the gap between AI autonomy and human oversight, making it a model for future human-AI interactions in complex business environments.Another significant study by Mariotti and colleagues (2024) examines the integration of LLMs with enterprise knowledge graphs to enhance data-driven decision-making. By enabling organizations to leverage knowledge graphs for more accurate and scalable data retrieval, this research provides a robust framework for businesses seeking efficient knowledge management systems. The academic contribution here lies in advancing the dialogue between LLMs and knowledge graphs, emphasizing ethical data handling and quality standards essential for industry applications. For enterprises, the study offers practical solutions to achieve streamlined data management, balancing automation with privacy and security. 2024) take a different approach, investigating LLMs' role in creative industries, specifically within fashion design. They introduce a hybrid intelligence model that supports creative processes, allowing AI to complement rather than replace human ingenuity. While LLMs in this field demonstrate potential in automating repetitive design tasks and enhancing customer personalization, the study reveals limitations in AI's ability to handle spatial and stylistic nuances. This study's academic contribution lies in promoting human-AI co-creation, inspiring further research into AI applications across diverse creative sectors, including media and marketing.Collectively, these studies not only illuminate LLMs' transformative potential in business but also highlight critical ethical and operational considerations. Ensuring accuracy, transparency, and data privacy are vital to responsibly integrating AI into business workflows. Future research should focus on enhancing LLM accuracy, refining hybrid intelligence models, and exploring creative AI applications, all while maintaining ethical standards. As LLMs evolve, interdisciplinary collaborations will be essential to harness their full potential, making AI an ethical, effective, and innovative force in the business world.

The current debate on artificial intelligence (AI) tends to associate AI imaginaries with the vision of a future technology capable of emulating or surpassing human intelligence. This article advocates for a more nuanced analysis of AI imaginaries, distinguishing “strong AI narratives,” i.e., narratives that envision futurable AI technologies that are virtually indistinguishable from humans, from "weak" AI narratives, i.e., narratives that discuss and make sense of the functioning and implications of existing AI technologies. Drawing on the academic literature on AI narratives and imaginaries and examining examples drawn from the debate on Large Language Models and public policy, we underscore the critical role and interplay of weak and strong AI across public/private and fictional/non-fictional discourses. The resulting analytical framework aims to empower approaches that are more sensitive to the heterogeneity of AI narratives while also advocating normalising AI narratives, i.e., positioning weak AI narratives more firmly at the center stage of public debates about emerging technologies.

In this paper, the application of Artificial intelligence (AI) methods in power system protection and inspection has been discussed. In this paper particularly AI application of line scout Robot is used. Line scout robot is an inspection based Artificial intelligence Robot. Line Scout robot is able to work on the power lines while they are operating (at very high tension). The robot can patrol in a substation and inspect equipment with a visible-light camera and thermograph. It has possess a vast array of cameras and tools that allow the remote operators to inspect and conduct (albeit minor) repairs on the power lines without needing to put the off-service or risking their lives. It is preventive arrangement for detection of fault (very high temperature). Keywords: Artificial intelligence (AI), artificial general intelligence (AGI), corona pulse, Line Scout Robot, power system

The Ministry of Food and Drug Safety (MFDS) of the Republic of Korea, similar to the United States Food and Drug Administration and the United Kingdom's Medicines and Healthcare products Regulatory Agency, issued specific regulatory guidelines on January 24, 2025, for approving generative artificial intelligence (AI) technologies as medical devices [1].Although these guidelines use the term 'generative AI,' they predominantly focus on the approval of AI software tools based on large language models (LLMs) and large multimodal models (LMMs) [2], the latter of which can process various types of input data, such as texts, images, videos, audio, and bio-signals.Unlike the broader guidelines for approving AI models as medical devices, specific regulatory guidelines for LLMs/LMMs have arguably not yet been proposed in other countries.

The semiconductor industry plays a vital role in driving technological advancements, and the incorporation of AI (Artificial Intelligence) can greatly enhance its efficiency and productivity. Through optimizing material usage and reducing defects, AI can significantly reduce costs and enhance production efficiency and product quality. However, despite the increasing interest in AI applications in the semiconductor industry, comprehensive reviews are lacking to systematically analyze existing research and identify the challenges and opportunities in this field. This review aims to bridge this gap by providing a thorough overview of AI-driven techniques in optimizing semiconductor manufacturing and offering valuable insights for future research directions. The integration of Artificial Intelligence (AI) into chip design marks a transformative phase for the semiconductor industry. Traditional design methodologies, often labor-intensive and time-consuming, are increasingly constrained by human expertise and iterative processes. Generative AI, utilizing advanced machine learning models such as Generative Adversarial Networks (GANs) and Variational Autoencoders (VAEs), offers innovative approaches to automate and optimize various stages of chip design. This paper examines how generative AI can revolutionize chip design by automating complex tasks, including architecture exploration, circuit optimization, and layout generation. Through case studies, we demonstrate significant improvements in design efficiency, performance optimization, and reduced time-to-market. Additionally, we address challenges such as data availability, model interpretability, and the integration of AI-generated designs into existing verification workflows. The findings highlight the potential of generative AI to enhance design capabilities, reduce development costs, and accelerate innovation in semiconductor technology.

BackgroundThe integration of artificial intelligence (AI) in medical education is evolving, offering new tools to enhance teaching and assessment. Among these, script concordance tests (SCTs) are well-suited to evaluate clinical reasoning in contexts of uncertainty. Traditionally, SCTs require expert panels for scoring and feedback, which can be resource-intensive. Recent advances in generative AI, particularly large language models (LLMs), suggest the possibility of replacing human experts with simulated ones, though this potential remains underexplored.ObjectiveThis study aimed to evaluate whether LLMs can effectively simulate expert judgment in SCTs by using generative AI to author, score, and provide feedback for SCTs in cardiology and pneumology. A secondary objective was to assess students’ perceptions of the test’s difficulty and the pedagogical value of AI-generated feedback.MethodsA cross-sectional, mixed methods study was conducted with 25 second-year medical students who completed a 32-item SCT authored by ChatGPT-4o (OpenAI). Six LLMs (3 trained on the course material and 3 untrained) served as simulated experts to generate scoring keys and feedback. Students answered SCT questions, rated perceived difficulty, and selected the most helpful feedback explanation for each item. Quantitative analysis included scoring, difficulty ratings, and correlations between student and AI responses. Qualitative comments were thematically analyzed.ResultsThe average student score was 22.8 out of 32 (SD 1.6), with scores ranging from 19.75 to 26.75. Trained AI systems showed significantly higher concordance with student responses (ρ=0.64) than untrained models (ρ=0.41). AI-generated feedback was rated as most helpful in 62.5% of cases, especially when provided by trained models. The SCT demonstrated good internal consistency (Cronbach α=0.76), and students reported moderate perceived difficulty (mean 3.7, SD 1.1). Qualitative feedback highlighted appreciation for SCTs as reflective tools, while recommending clearer guidance on Likert-scale use and more contextual detail in vignettes.ConclusionsThis is among the first studies to demonstrate that trained generative AI models can reliably simulate expert clinical reasoning within a script-concordance framework. The findings suggest that AI can both streamline SCT design and offer educationally valuable feedback without compromising authenticity. Future studies should explore longitudinal effects on learning and assess how hybrid models (human and AI) can optimize reasoning instruction in medical education.